PUMF
(Joint with Nathan Lauster and cross-posted at HomeFreeSociology)
In May we estimated suppressed household formation across Canada using what we called the Montréal Method, finding strong evidence for suppression across many parts of Canada. As a reminder, we designed the Montréal Method to estimate housing shortfalls related to constraints upon current residents who might wish to form independent households but are forced to share by local housing markets. Now that we’ve got 2021 Census data out, it’s time to update our estimates.
(Joint with Nathan Lauster and cross-posted at HomeFreeSociology)
We’re increasingly gathering lots of different measures of residential mobility in Canada. Which is great! Especially insofar as we want up-to-date information about demographic response through the pandemic. Here we want to add the CMHC Rental Market Survey (RMS) to the mix, comparing to Census and CHS (Housing Survey) results. Adding it in reveals a general decline in tenant mobility only recently (and partially) reversed.
(Joint with Nathan Lauster and cross-posted at HomeFreeSociology)
The newest trend in the search for reasons for rising home prices is to look toward investors. The Bank of Canada released a report showing that the share of investors has risen over time. For this they took mortgage data from federally regulated financial institutions and matched them with credit history to determine if some of the buyers already owned property before they bought (during roughly the past 10 years) and kept it after they bought.
This excellent NYTimes article on mobility in the US coming out today nudged me into doing a quick post on residential mobility in Canada. While there are lots of similarities between Canada and the US, there are some important differences when it comes to residential mobility. A while back Nathan Lauster compared residential mobility between the two countries and noticed that the declining trend in US residential mobility is much more muted in Canada, and may have reversed by the 2016 census, the last year for which we currently have data in Canada.
(Joint with Nathan Lauster and cross-posted at HomeFreeSociology)
TL;DR We develop and elaborate a Montréal Method for estimating housing shortfalls related to constraints upon current residents who might wish to form independent households but are forced to share by local housing markets. Applying simple versions of the Montréal Method to Metro Areas across Canada suggests that Toronto has the biggest shortfall, which we estimate at 250,000 to 400,000 dwellings, depending upon assumptions.